“Qualification for a Loan”:
No stable job, no pay slip, no income proof, no chance for applying a personal loan then?
ANS: Freelance workers and people who are not permanently employed, do not have pay slips or income proof, or people with similar situation, hence their loan applications are often turned down by general banks or financial institutions as they failed to provide relevant document proof required. Well-established finance companies with sound and reliable track records will, however, assess each customer’s background, financial status and nature of occupation, and thus to handle individual loan applications and relevant document requirements with greater flexibility, facilitating application approval.
“ Unauthorized Use of Stolen Information”:
If the HKID card is lost, am I at risk of online borrowing by unauthorized use of my personal information?
ANS: Well-established, reliable and trustworthy finance companies must strictly follow the verification processes when examining all information of loan applicants before accepting their loan application. In addition, the respective loan amount will only be transferred directly to the bank account of the successful applicant. Thus, customers can be well assured the approved loan amount is never falsely transferred to a third party account.
If the HKID card is lost, am I at risk of online borrowing by unauthorized use of my personal information?
ANS: Well-established, reliable and trustworthy finance companies must strictly follow the verification processes when examining all information of loan applicants before accepting their loan application. In addition, the respective loan amount will only be transferred directly to the bank account of the successful applicant. Thus, customers can be well assured the approved loan amount is never falsely transferred to a third party account.
“Overdue Payment”:
Is skipping town a good choice when failing to make a loan payment for whatever reasons?
ANS: If you encounter some unexpected situations and fail to make a scheduled repayment, you must remember that “skipping town” is not the solution. Indeed, a well-established, reliable and trustworthy finance company would try to understand the difficulties and reasons of customers for default, and hence would re-assess their ability to repay with offering of alternative repayment plans. They are always willing to talk with borrowers whenever possible so as to assist them in overcoming difficulties. Just a kind reminder again, to evade will only increase the cumulated overdue amount, and have possibility to affect the credit rating of you which may hinder your application of loan services in future, hence it is absolutely the bad choice!
Is skipping town a good choice when failing to make a loan payment for whatever reasons?
ANS: If you encounter some unexpected situations and fail to make a scheduled repayment, you must remember that “skipping town” is not the solution. Indeed, a well-established, reliable and trustworthy finance company would try to understand the difficulties and reasons of customers for default, and hence would re-assess their ability to repay with offering of alternative repayment plans. They are always willing to talk with borrowers whenever possible so as to assist them in overcoming difficulties. Just a kind reminder again, to evade will only increase the cumulated overdue amount, and have possibility to affect the credit rating of you which may hinder your application of loan services in future, hence it is absolutely the bad choice!
“Relatives and Friends”:
Will the borrower and referee be harassed by debt collectors if the borrower fails to repay a loan?
ANS: The horror of harassment by debt collectors is mostly exaggerated on TV dramas to attract audience only. Reputable and trustworthy finance company will strictly follow respective money lender ordinances and code of practice of industry when conducting collection procedures. They must not disturb borrowers and their referees, family and friends verbally or physically, nor any illegal means be applied during the collection procedures.
Will the borrower and referee be harassed by debt collectors if the borrower fails to repay a loan?
ANS: The horror of harassment by debt collectors is mostly exaggerated on TV dramas to attract audience only. Reputable and trustworthy finance company will strictly follow respective money lender ordinances and code of practice of industry when conducting collection procedures. They must not disturb borrowers and their referees, family and friends verbally or physically, nor any illegal means be applied during the collection procedures.
16 SEP 2019
Return of “UA x ERROR Smart Tips on Consumer Finance” follows the big success of first series! Popular singer group “ERROR” debunks myths about money lending
Personal loan leader in Hong Kong, United Asia Finance Limited (“UA”) produced a series of interesting videos earlier, titled “UA x ERROR Smart Tips on Consumer Finance” with collaboration of ViuTV to debunk myths about money lending. The grand release of the first series in mid-year have aroused public attention and gone viral, with ERROR’s funny perspective winning the hearts of netizens. Consequently, UA has teamed up with ViuTV again to launch the second series of “UA x ERROR Smart Tips on Consumer Finance” to further debunk more long-rooted myths on money lending. There are 4 episodes in the new series which have been broadcasted during prime time on ViuTV for four consecutive nights since 2 September. The 4 funny videos can be viewed on the YouTube channel of United Asia Finance as well.
The new series again features the popular singer group ERROR, with members Fat Boy (Leung Yip), Ah Dee (Ho Ka Wah), 193 (Kwok Ka Chun) and Poki (Ng Po Ki) playing different roles with their funny acting in each episode, to strike to clear up the misconceptions and myths about money lending. In order to make the role more vivid and attention grabbing, Fat Boy did not hesitate to appear in half-naked to illustrate the false concept about money lending, while the knowledgeable Professor Loan (acted by Ah Dee) corrects Fat Boy’s error and his outdated ideas. The infomercial aims to break the general fallacies on money lending whereas offering the correct information about personal loans and trustworthy finance companies at the same time.
Can’t wait to see the funny acting of ERROR to know how they debunk myths about money lending in a humorous way, do not miss the new series of short videos!
Link of videos : http://bit.ly/2VqfVNF
The new series again features the popular singer group ERROR, with members Fat Boy (Leung Yip), Ah Dee (Ho Ka Wah), 193 (Kwok Ka Chun) and Poki (Ng Po Ki) playing different roles with their funny acting in each episode, to strike to clear up the misconceptions and myths about money lending. In order to make the role more vivid and attention grabbing, Fat Boy did not hesitate to appear in half-naked to illustrate the false concept about money lending, while the knowledgeable Professor Loan (acted by Ah Dee) corrects Fat Boy’s error and his outdated ideas. The infomercial aims to break the general fallacies on money lending whereas offering the correct information about personal loans and trustworthy finance companies at the same time.
Can’t wait to see the funny acting of ERROR to know how they debunk myths about money lending in a humorous way, do not miss the new series of short videos!
Link of videos : http://bit.ly/2VqfVNF